DISCLAIMER: Merrill and Hart is a privately owned company that provides document preparation services and guidance to consumers who have government federal student loans. Merrill and Hart is not affiliated or supervised by the U.S. Department of Education and is not a lender, a debt consolidation company or law firm and does not provide legal or tax advice. The company provides fee-based, private services to assist consumers identify and apply for programs offered by the U.S. Department of Education. Many and or all of the programs that the company identifies and assists in applying for may be offered at no charge direct to borrowers through the U.S. Department of Education at http://www.ed.gov/.
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